395 North Service Road,
“The best doctor in the world is a veterinarian. He can't ask his patients what is the matter -- he's got to just know.”- Will Rogers
You are there to help your clients’ animals get back on their feet, paws,claws and hooves. Just as you manage their health, it is equally as importantfor you to have the same vigilance with your own financial health. EquinoxFinancial Partners, under the direction of Michael Kaplan, has been helpingveterinarians protect their income and assisting them as they accumulate,preserve and transfer their wealth for over 30 years. Currently we work withover 300 veterinarians across the United States.
Whether you are just starting your career, have been in practice a while, are approachingretirement, or are already retired, earning your trust and confidence is of the utmostimportance for us. Equinox Financial Partners represents a comprehensive and focused modelfor meeting the needs of veterinarians. We don’t simply specialize in one particular body ofknowledge or group of strategies or products. We focus on assembling and coordinating ateam of professionals that can help you address your key financial priorities and needs –business or personal, large or small, now or later.
We believe that the ability to help you sort through the many possible options is itself avaluable skill and service. It can best be delivered by an experienced firm that is patient inlearning about you and your practice and dedicated to working with you in a long-termrelationship. We don’t propose answers before asking questions and understanding what youwant to accomplish. We believe your highest priorities are the best place to begin building arelationship. Serving as the financial professional on your team, we respect the professionalresources and networks that have helped you create success. We are successful in integratingour services with those provided by your CPA and/or attorney.
Your practice should be viewed as a business, and, as such, you share many of the challengesfaced by business owners as they develop and grow their business. We will share ideas withyou about:
- Strategies for business growth, including a detailed assessment of yourbenefits and provide recommendations to help you attract and retain skilledemployees.- Business and Personal Tax Planning*. We work closely with your CPA toevaluate and implement tax-advantaged strategies.- Buy-Sell Agreements. We work with clients’ existing attorneys andaccountants or can provide referrals to other professionals qualified to draftthese agreements, which are used to plan the disposition and/or transfer ofyour practice.- Practice Valuations*. The goal of a practice valuation process, conducted by a certifiedbusiness valuation appraiser, is to determine the fair market valueof a practice using industry-standard techniques that conform to IRS guidance.A valuation can be useful in planning for the transfer of your practice, or a sale,buy-out, and in arranging your estate.- Qualified Retirement Plans, including 401(k)s, fully insured defined benefitplans, SIMPLEs, SEP-IRAs and personal IRAs (traditional and Roth)- Business-Owned Life Insurance owned by the practice and used to fundbusiness continuation plans, buy-outs, buy-sell agreements and other needs.- Personal Investments and Life Insurance Protection for veterinarians,including mutual funds, annuities, separately managed accounts, and cashvalue (permanent) life insurance.- Estate Planning strategies*, coordinated with your tax and legal advisors, to help you planthe orderly distribution of assets, maximize lifetime givingopportunities, minimize estate taxes, protect assets from creditors andassure owners’ legacies.- Salary continuation, business overhead and disability income insurance tohelp protect your practice against lost income and/or cover fixed overheadliabilities (rent, utilities, etc) due to your inability to work for a period oftime.
Taking steps toward financial independence now can help you prepare for growth andprotect what’s important to you. Even professional practices that have planned aheadcarefully can benefit from reassessing their current situations. Planning for successwhile hedging against potential setbacks is a simple formula that can help you and yourpractice achieve your goals.* Equitable Advisors and their associates, agents and affiliates do notprovide business valuation, tax, accounting or legal advice or services. You shouldconsult with your own professional advisors regarding your particular circumstances.