Broker Check

Special Services For Veterinarians

&#8220;The best doctor in the world is a veterinarian. He can't ask his patients what is the matter -- he's got to just know.&#8221;<br/>&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; - Will Rogers

“The best doctor in the world is a veterinarian. He can't ask his patients what is the matter -- he's got to just know.”
                                                              - Will Rogers

You are there to help your clients’ animals get back on their feet, paws, claws and hooves. Just as you manage their health, it is equally as important for you to have the same vigilance with your own financial health. Equinox Financial Partners, under the direction of Michael Kaplan, has been helping veterinarians protect their income and assisting them as they accumulate, preserve and transfer their wealth for over 30 years. Currently we work with over 300 veterinarians across the United States.

Whether you are just starting your career, have been in practice a while, are approaching retirement, or are already retired, earning your trust and confidence is of the utmost importance for us. Equinox Financial Partners represents a comprehensive and focused model for meeting the needs of veterinarians. We don’t simply specialize in one particular body of knowledge or group of strategies or products. We focus on assembling and coordinating a team of professionals that can help you address your key financial priorities and needs – business or personal, large or small, now or later.

We believe that the ability to help you sort through the many possible options is itself a valuable skill and service. It can best be delivered by an experienced firm that is patient in learning about you and your practice and dedicated to working with you in a long-term relationship. We don’t propose answers before asking questions and understanding what you want to accomplish. We believe your highest priorities are the best place to begin building a relationship. Serving as the financial professional on your team, we respect the professional resources and networks that have helped you create success. We are successful in integrating our services with those provided by your CPA and/or attorney.

Your practice should be viewed as a business, and, as such, you share many of the challenges faced by business owners as they develop and grow their business. We will share ideas with you about:

Business and Personal Tax Planning

We work closely with your CPA to evaluate and implement tax advantaged strategies.

 Buy-Sell Agreements


We work with clients’ existing attorneys and accountants or can provide referrals to other professionals qualified to draft these agreements, which are used to plan the disposition and/or transfer of your practice

Strategies for business growth

Detailed assessment of your benefits and provide recommendations to help you attract and retain skilled employees.

Quns, SIMPLEs, SEP-IRAs and personal IRAs 

Steps to consider so you can potentially accumulate the money you'll need to pursue the retirement activities you want.

Practice Valuations 


The goal of a practice valuation process, conducted by a certified business valuation appraiser, is to determine the fair market value of a practice using industry-standard techniques that conform to IRS guidance. A valuation can be useful in planning for the transfer of your practice, or a sale, buy-out, and in arranging your estate.

Business-Owned Life Insurance

Owned by the practice and used to fund
business continuation plans, buy-outs, buy-sell agreements and other needs.

Personal Investments and Life Insurance

Protection for veterinarians, including mutual funds, annuities, separately managed accounts, and cash value (permanent) life insurance.

Salary continuation and disability income 

Help protect your practice against lost income and/or cover fixed overhead
liabilities (rent, utilities, etc) due to your inability to work for a period of
time.

Estate Planning strategies 

Coordinated with your tax and legal advisors, to help you plan the orderly distribution of assets, maximize lifetime giving opportunities, minimize estate taxes, protect assets from creditors and assure owners’ legacies.

Taking steps toward financial independence

Taking steps toward financial independence

Taking steps toward financial independence now can help you prepare for growth and protect what’s important to you. Even professional practices that have planned ahead carefully can benefit from reassessing their current situations. Planning for success while hedging against potential setbacks is a simple formula that can help you and your practice achieve your goals.